Check your savings before committing to an expensive vacation; you may be better off with more modest arrangements. Pretending you are wealthier than you are will only deepen your debt. If you feel jealous of somebody's apparent good fortune, stop and consider whether they're putting on an act, too. Honesty is not only less stressful, it's also far less expensive.

A boss or VIP may not be entirely truthful about your job prospects within the organisation; do yourself a favour and cover your bets. Check out the want ads, brush up on your skills, or take a second job. It's much easier to leave a bad situation when you have a backup plan. Don't take this slight personally; it's really just a cosmic lesson.

There's no use crying over spilt milk, especially when it comes to lost educational opportunities. The fact is, you've learned more doing things the hard way than any school could have taught you. Rather than wallowing in self-pity, why not reach out to somebody who could use your guidance? This may be the fastest way to leave your regrets behind.

Lending money could cause all sorts of problems in a long-term friendship, so be prepared to say "no." this is really a test of your ability to draw personal boundaries. You shouldn't have to feel pressured into correcting other people's mistakes, especially when you've behaved responsibly. Spend your cash on a reward for all your hard work.

If you've got doubts about a business partnership, take some time to carefully consider your options. There's no rule that says you can't change your mind. It's important to trust your instincts in matters like this. At the very least, keep your finances separate from this person until you know more about their background and, even more, motivation.

A lazy person may try to trick you into doing their share of the work; be wary of accepting additional responsibilities. There is such a thing as being too reliable. Try not to be the ultimate back-up plan for everyone else's failures. Otherwise, you'll wind up getting all the responsibility and none of the credit. Who needs that kind of shabby treatment?

Beware of a flirtatious type who suddenly makes you the focus of their attention; there may be ulterior motives at play. Even if this person seems sincere, you're better off waiting for someone who treats love as more than a game. A child in need of your affection may start acting up. Juggle your priorities to accommodate their needs.

You may be exaggerating a slight that occurred in childhood, so try not to get worked up over the past. Besides, you've got bigger fish to fry now. Forging a happy domestic life is easier than you think. Begin by organising your own possessions and making room for other people in your living space. A spare drawer shouldn't be too much to ask!

Try not to get too emotional when communicating a problem, otherwise, folk’ll write you off as unreasonable. Stop and think why this problem has got ten you so upset. Is it because you've been made to feel insignificant? If so, start asserting your authority in a firm but friendly way. That way, people won't feel tempted to take advantage of you.

Going on a spending spree to fill an emotional void is no solution; in fact, it will only result in deeper depression. If you've been hurt by a lover's behaviour, take it up with them. Chances are the slight was unintentional. If you suspect otherwise, maybe it's time to move on to greener pastures. It's better than jeopardising your financial security.

Stop basing your self-image on someone’s petty criticisms; has it occurred to you that this person is merely jealous? There are plenty of people who sing your praises. Why not take their opinions to heart? In the meantime, pour your frustrations over work into a creative project. The fruits of your labour could make it possible to leave your current position behind.

Hazy stars make it difficult for you to communicate your innermost thoughts and feelings, so that people don’t know where you’re coming from. You're better off expressing yourself through art. At least then you won't have to clean up the mess that ensues from misunderstandings. Cheer up; you'll be thinking more clearly very shortly. For now, let your imagination do the talking.