A message from a friend or relative who is overseas will have you smiling with pleasure. Not everything will go as arranged but some pleasant surprises will more than make up for this. A visitor will delight you. If original plans had gone ahead, you may have missed seeing their friendly face. If you're setting up new insurance policies, shop around.

Life is busy both at home and at work; your best success comes through sticking to what is familiar. People aren't telling you it all so don't make decisions based on anything you are told. Give yourself a few days to check other sources of information. Try to read between the lines if you feel someone can't reveal everything in front of a third party.

Relationships improve and so too does the general mood around you. A combined effort towards a common goal brings achievements no-one expected. You have sufficient cause to suggest a mini celebration. If you're planning a round of festive visits this evening, leave the car keys at home! All your outgoing and sociable instincts find a positive outlet today.

It is highly unlikely but if you find yourself twiddling your thumbs, look around and you will see there is plenty to do. Why don't you offer your help or services to a local charity or hospice? You won't have any complaints about being roped into a fund raising event. Working with children and young people will bring countless rewards.

You always like to have the last word but today it will pay to let someone else call the tune. Go along with the plans of friends and loved ones and you won't regret it. As you will soon find out, other people do have your best interests at heart. A pleasant conclusion to the day comes in the form of romance. If you're attached, you won't want anyone but your partner by your side.

The more time you spend in familiar surroundings with friendly faces, the happier you will feel. A domestic or property matter could pose a few problems but these will be easily rectified. A friend or loved one has ideas for the evening which conflict with your own plans. If you can't compromise, you will each have to do your own thing. Greater independence could be good for your relationship.

You are in tune with the thoughts and feelings of others; you can almost read their minds. Situations needing diplomacy are easily dealt with. You can understand someone who seemed aloof and unapproachable in the past. Shyness or loneliness made them seem haughty. Inviting them to a festive get together also invites them into your social world.

Money has a way of running out very quickly this Christmas. Arguing over finances won't help. There is some tension in the air but conflict can be avoided with care. Avoid touchy topics when with in-laws and people you see on a day to day basis for tiffs and rows could spiral out of control. Like money, don't spend your energy all at once, or there will be nothing left for romance this evening!

The way to stay optimistic is to ignore any words of criticism or disapproval that come your way. Not everyone will share your vision, far sightedness and sense of adventure. But why should this hold you back? Whatever you do, don't feel you should bow to the wishes of a loved one who is set in their ways. Encourage others to take a more balanced and reasonable view.

Someone close is making excuses to avoid discussing issues that must be agreed on before Christmas. You would rather matters are resolved sooner, not later. You wonder whether to force a showdown or to carry on as normal. People don't expect you to be impatient. If you show you're reaching the end of your tether the consequences will be dramatic but at least you will be getting somewhere!

You never know what you are missing until you try! New experiences today will expose you to possibilities you never considered before. Whatever you are doing, use your imagination. Look at tasks from unusual angles. This will help you find solutions to problems and difficulties. Although there are challenges ahead, you will sail through these with ease, impressing those around you.

How can others accuse you of being impractical when today you know full well how many beans make five! You may be a little dreamy. You might be romantic and imaginative too but that doesn't make you naive. What you will prove today is that acting on a dream can make it come true. Those who refuse to acknowledge their dreams are the blinkered ones at this time!