A significant part of the day will be passed in making important plans for the future. Financial matters will be discussed at some length. You need to have a clear sense of direction when it comes to monetary affairs. Don't fritter away a bonus by splashing out on unnecessary items or putting it all into an insecure investment. Future financial success is possible but it won't all be plain sailing.

You should be happy with how most areas of your life are progressing now. The success of a project could spur you on towards more challenging and testing goals. The more your confidence grows, the more adventurous you will be. When opportunity knocks you are ready to open the door and invite new people, projects and challenges into your life.

Your mood is reflective as you try to decide what you want to do over the months ahead. This is a good time to launch new enterprises that mean a lot to you, personally. Your thoughts are racing and you have many bright ideas. New plans could mean you have a lot of hard work ahead but all the blood, sweat and tears will be worth it if you achieve your goals.

Meaningful discussions with friends could lead to you questioning your beliefs and values. People make a lot of sense even though their views don't always tally with yours. You will need time later to think about it all. As from today you might decide to research new philosophies, a religious practice or alternative therapies. You are in tune with your spirituality and you want to develop this further.

You have set your sights on a specific goal and this may mean you have to get through twice your usual workload. There is a lot going for you provided you ignore all distractions. If you are in a management role, you will inspire others into following your excellent example. If you are working for others, your efforts won't go unnoticed by those who matter.

You feel energised into thinking of your long term plans and ambitions; those around you are in a similar frame of mind. Forget any ideas of sticking to routine matters today; there are other far more interesting things going on. Willpower and tenacity will help you find ways to escape from stressful situations and you will be taking positive steps to improve your lifestyle.

Benefits coming your way today could come second hand through the good fortune of your partner or a close relative. If you are working, a financial bonus or new assignment will boost your confidence. Your hopes and wishes for the future are starting to take definite shape now. You are in a better position to put new plans into action.

A fast moving, almost frenzied phase begins and this has something to do with partnership ties. New joint commitments could involve some quick thinking and decisive actions. You might be surprised at how quickly everything happens but you won't let this disturb you. Those close to you are behind you, wholeheartedly.

Having to cover for staff shortages and extra career demands will see you working round the clock. New working routines are introduced when old methods don't seem appropriate any more. If you are moved to a new department or if you're taking on new responsibilities, the result will be interesting and constructive. You don't mind all the hard work when you gain personally from the experience.

Tender words and kind gestures will make all the difference in a close and loving relationship. If your partner or lover has been complaining of feeling lonely and neglected, today is the day to make it up to them. Romance will be more fun when you inject variety and spontaneity into your days. There should be no limit on your emotions; let your feelings flow.

Lately you have been spending more time than usual on familiar territory or attending to family business. Today marks the start of everything you have been leading up to. Whether this is a house move, the arrival of a new member of your family or changes instigated at home, there will be joy from family communications and home affairs.

You need to feel stimulated mentally and you are up for a challenge involving a test or examination. Learning to drive or enrolling on a long-term study course will bring you a greater sense of fulfilment and independence in the future. It will take time before you achieve the goals you set for yourself now but with determination, you will make it.