Keep a firm grip on the way you manage your money if you're slapdash with cash it will leave you strapped for dosh. If you feel you can't curb the urge to spend, spend, spend on an unnecessary and overly expensive item, seek the advice of a Taurus or Virgo friend. The difficulty for you today is knowing what is and what isn't value for money!

Little concerns seem to assume undue importance and you find yourself worrying about things that may never happen. Set your sights lower and assume it will take longer to do some things than you had expected. You could achieve good results if you are patient and levels of confidence will increase as you start making progress.

If you try dealing with too many duties at once, you might finish nothing. An impulse to start on a host of minor jobs might seize you. Deal with one task before starting another and you will be pleased with what you have done by the end of the day. You might be thinking about a future holiday. Keep your eyes and ears open and you could hear of a travel opportunity.

You wonder whether to give up on matters which seem to be going nowhere. The efforts you are currently making to get someone to see sense over money seem futile. Maybe you have no choice but to leave them to learn by their own mistakes. Stop worrying and get on with your own life. If you are home for most of the day, you can look forward to a particularly quiet and pleasant evening.

A new friend or partner might interest you in an unusual hobby or pastime. Once hooked, you are likely to want to know everything there is about this activity and develop your skills in this direction. This might lead you to joining a specialist group or society. The cost will be a major consideration but one way or another you intend to afford it!

A friend or neighbour might question your beliefs or ideas and this will take you by surprise. Be polite but remember: you don't have to justify your viewpoints to anyone. Later in the day you might benefit from a few hours away from familiar places. If you need a break, a walk by the sea or in the countryside will do you more good than the strongest of tonics!

It might pay to be wary about getting caught up in a friend's romantic problems. Even if they ask for your opinion, they may not be telling you the whole story. Either you might give them the wrong advice as a result or you could offer them a bed for the night and become trapped in a situation you won't like. Leave others to sort out their own troubles today.

You need to consider suggestions more fully before approving plans other people are making. Ideas to modernise or improve your home are eagerly discussed. Have others truly grasped the cost, time and effort involved to bring these about? Although you don't want to put a damper on things you need to get everyone to be more sensible about what can actually be achieved.

You learn something today which throws a completely new complexion on your future. A secret is out and this could have a huge affect on your personal life and family routines. Once the initial shock is over you might realise these new developments could well lift your own or a loved one's life out of a rut. A tense situation could turn out to be a blessing in disguise.

Your bartering powers are strong and you could negotiate a good bargain for yourself today. You can also make a difference in a controversial matter by encouraging others to take a more balanced view of what is going on. Give and take is necessary in some relationships. If you show others there is room for negotiation, people will cooperate quite quickly.

You could be presented with a golden opportunity to prove your abilities to a boss or someone in a position of power. This is no time to hold back. Speak up for yourself or take action to demonstrate your knowledge or talents in specific areas. Personal plans may have to be postponed but because a better offer comes along, you won't regret this in the least.

A problem or worry that has been causing some difficulties will today be taken out of your hands. Someone has noticed what you are going through and they will have the necessary information or connections to help you resolve a tricky matter. Whether this relates to a neighbourhood or social issue or a more personal affair, there will be relief at the end of the day knowing it is over.