Something that happens today jolts you into taking a more practical attitude towards fiscal and family concerns. There may be the need to turn your attention to financial affairs that have been pushed aside recently. Double check invoices, bills and bank statements. Doing so could save you money or the need to write letters demanding back cash you've overpaid. A friend promises more than they can deliver. Take their words with a pinch of salt.

Expect to find your focus firmly on serious matters of a personal nature as the day moves on. If keen to make a start on plans involving a degree of research, this is a good time to do so. Any snags or difficulties that occur with something new will not be as tough as they look. After a time, you will get the hang of new routines and the job will roll forward progressively easier.

You have some private issues to work out, but you might not get the time you need for this. If you gave your word to someone that you would be there whenever they might need you, it's time to show your offer was sincere. Having to postpone personal plans could cause you some inconvenience, but, a promise is a promise and you don't want to earn yourself the reputation of being unreliable.

An in-law or older relative offers you some advice regarding your domestic life. You might resent their interference but common sense will tell you their words do make sense. Domestic frustrations will disappear through a more flexible approach to the problem. You may have to turn down an invitation or postpone a meeting to deal with another more pressing matter. Do so in a tactful way so no-one feels hard done by!

With the right kind of motivation, you will willingly work until they drop. Today, you have the energy and determination to reach a self imposed goal. There are clear indications you will be well rewarded for the effort you make. If plans take you out of your area give yourself plenty of time as you could underestimate the length of a journey. Extra demands don't seem to be in any way exhausting. At the moment, being on the go more than usual proves most exhilarating.

An older relative (or in-laws, if married) will be extra generous today. A loan offer could help you continue with plans you had been ready to abandon. An upcoming trip or holiday arrangements which looked too expensive for your pocket can now be revised. As it is, someone may have miscalculated somewhere along the line and the cost may not be as much as you anticipated. A special offer will help reduce costs considerably.

Pause and take time to think things over if you're starting a home improvement plan. Something you discover today, either from a conversation or while you're out and about, could unleash ideas to achieve the effect you are after. If you have unanswered questions about a partnership matter, this is a good day to bring them up for discussion. A forthright approach could take your partner by surprise. Their response will be honest and sincere.

A minor crisis at work should be kept in proportion. Stay calm and look for a way to get around unexpected hurdles. Others will follow your example and instead of losing their heads, they will use their brains to help matters. They won't get a chance to make a mountain out of a molehill. You could end up getting a pat on the back for keeping the situation under control and for being so sensible.

There is likely to be a strained atmosphere when a sudden burst of activity keeps people on the go without any respite. Increased determination will lead to success but guard against overdoing things. Accept help where and when it is offered. A friend's suggestions begin to pay off even though you had your doubts. You might feel they were exaggerating their capabilities, only they turn out to be incredibly talented after all!

If looking for work or thinking about embarking on a new and challenging enterprise, a friend might put a useful tip your way. Be sure to thank them for giving you a push in the right direction and for finding such an opening or opportunity. In your personal life, be sure to honour an agreement. Someone at home is relying on you to do them a favour and they will feel badly let down if you forget about it or ignore their request.

If you want to avoid unnecessary problems and feel at your most comfortable, aim to stick fairly close to home. A chance to travel may not be so great as it seems and could have expensive strings attached. There is a desire that would take you here, there and everywhere, but this should take second place to the need to be secure amongst familiar surroundings. Out of character or not, go with the mood.

People may say one thing and mean another or they just aren't thinking about what they are saying. If discussions involve finances, get agreements down in black and white. Someone close could be in a restless frame of mind and may show signs of backing out of social plans that involved the pair of you. Don't even think about cancelling anything. Before the end of the day, the same person could have a change of heart!