An argument over a tax or utility bill will drag out longer than expected. Prepare to submit forms several times before an official admits you are not liable for this money. It may be necessary to get a lawyer to represent you. Don't begrudge this expert of their fee. They'll work hard to get a just decision for you. This isn't simply a matter of finance; it's a question of principle. Stand your ground. Your stubborn behaviour will set an example for others who are struggling with similar situations.

Don't ever neglect a loved one. You've been preoccupied with a private project. This has caused you to pull away from an intimate relationship. If you don't reconnect, you could lose your best friend. Rearrange your schedule to accommodate your partner's needs. If this means spending less time on your work, so be it. This will be a small price to pay to maintain a loving bond. Never underestimate the importance of your amour. They are critical to your emotional health.

Expecting others to do your work causes tremendous resentment. It doesn't matter how clever and creative you are. There are certain basic responsibilities you should perform, regardless of your position. When you get off your high horse and act like a team player, you'll earn the respect of your colleagues. This will be very helpful when you need the assistance of someone who has skills that you lack. Teaming up with someone who is highly educated, cultured and experienced will cause your star to rise even higher.

A demanding romantic partner should be put in their place. You shouldn't feel pressured into buying your amour expensive gifts or make similar financial sacrifices. You work hard for your money and should spend it any way you wish. This doesn't mean you are cheap; it simply says you understand the value of work. You'd much rather save your income for things that bring long-term pleasure and security, like a home, car or retirement fund. When you feel inspired to purchase a lavish gift for your amour, you will.

Heavy household expenses require you to make some changes. Putting yourself on a tight budget is strongly advised. This could include anything from cancelling expensive subscriptions, downgrading your television package and getting a no frills mobile phone account. Go through your bills and ask yourself what you really need. You'll be pleasantly surprised to realise you need very little to be happy. Cut back on the frills and focus on saving your money instead of spending it. Start building that nest egg; you can do it.

If you're travelling, check your living space twice before leaving. Don't forget to pack everything you might need including your phone charger. Check the bathroom for toiletries and look under the bed for items that may have fallen. You'll save yourself time, money and frustration by packing carefully. Give yourself plenty of time to get to the airport or train station. Your trip will be much more pleasant when you're not trying to beat the clock. If this means waking up a little earlier, so be it.

When giving estimates, build in a cushion for emergency expenses. You never know what problems will arise until you begin work on a project. There's a good chance you'll be able to do this work for less than predicted. If this is the case, pass the savings along to the customer. Your client will be delighted, recommending you for other jobs. If you must buy some expensive materials, you'll still make a profit thanks to your sensible financial planning.

Beware of becoming too self-indulgent. This isn't a good time to binge, either on shopping or eating. Practice restraint in the spending arena. Don't order something online when you discover you are out of a product. Work with what you have. If you have too many clothes and nothing to wear, sort through your closet. Donate items that are uncomfortable or unattractive. If you have lots of pieces that no longer fit, put them into storage. Let them be an incentive to cut back on calories.

Neglecting responsibility will create some hidden enemies. Don't expect colleagues to pick up your slack. If they are forced to perform jobs that are rightfully yours, they will get revenge. It's much better to do what is expected of you. That way, your working relationships will be free from drama. When you need help, you'll get it at the appropriate time. It's even possible you'll be recommended for a plum assignment by someone who appreciates your considerate behaviour.

If you owe money to a friend, pay it back as quickly as possible. It's more important to fulfil debts to people than corporations. Pay the minimum balance on credit cards while you give most of your earnings to a friend. This will preserve your relationship and give you newfound appreciation for your loved one. You may not have realised it, but giving you this loan was a significant sacrifice. Now you understand what was involved, you'll be even more thankful for the gesture.

Don't mistake your personal worth with your job title. Even if you're in charge of an important department, you can always be replaced. Companies come and go, but you will remain essentially the same. If you have fallen out of touch with friends and family, remedy the situation. Stop spending every spare moment at work. Take time out of your busy schedule for lunches, dinners and entertaining outings with your nearest and dearest. These encounters will remind you what is truly important.

Extreme beliefs will limit opportunities for advancement. Stop looking to collaborate with people who share your beliefs. You'll fare much better by teaming up with those who have different values and goals. You're highly creative and will benefit from someone who is ultra-practical. Such an alliance will be so productive that it will minimise any philosophical differences you have. There's even a chance you'll become a more compassionate person because of this relationship. Stranger things have happened.