There is a greater need to be more organised about your future goals now. Regardless of where you are in the planning stages, the fact you are making arrangements and preparations is what counts. Whether you're dreaming of a bigger house, a holiday home or a comfortable retirement, the dream is the starting point and the planning is the proof you're making a commitment towards reaching that goal.

A financial matter may cause you some concern and this may involve issues you aren't entirely confident about. If you want financial security and to invest your money, you may have to take some form of risk. With this in mind it will only cause you stress and worry to try and understand it all on your own. A friend or relative may be more clued up about these things, so why don't you ask for their advice?

A partner might resent your obligations to other people or you may not understand a lover's loyalty to an old flame. Jealousy, sex, anger and problems in communication can all contribute towards tension in your closest relationship. Ignore the problem and it will only get worse. You both need to understand conflicts and work on a way to resolve these if you want your relationship to last.

Others know they can always prevail on you to organise events and do them favours but are they taking advantage? If you're involved in a group or organisation and you're one of a small few who always ends up with all the responsibilities, maybe it's time to reconsider your involvement. Work out what's important and then say no to all demands that do not appear on your list of priorities.

You know you're going to be overdoing things today but that won't stop you anyway. You have an abundance of energy but focusing it entirely in the one area could cause problems elsewhere. For instance overwork could cause a strain on family relationships, robbing you of time you should be putting into maintaining healthy relationships with your partner and children. Your good health and your close, loving relationships are both things you should never take for granted.

There is nothing more stressful for a Virgo than to return home at the end of a hard working day, to chaos. Take control and persuade housemates to leave the house tidy in the morning so you have a neat and peaceful haven to return to at the end of the day. Everyone will benefit from these small but sensible measures. If no one has the time to keep the place tidy, hire someone else to do it for you. It will transform your life.

You shouldn't really be involved with all the complicated matters you get caught up in today. At times you will feel as if you're battling with negative forces and there is no obvious way to stay optimistic. Setbacks seem to be hitting you harder than usual and you need to snap out of this low mindset. Don't blame yourself if and when things go wrong. Try to ignore unimportant matters and restore your focus.

The financial implications of the plans you're now thinking about are and will be an important consideration. Your money situation could be changing because you or a partner has to quit work or is changing jobs. If you're thinking about joining forces on a new venture, try using savings rather than borrowing for any new equipment you might need. Once you've decided on a future budgeting plan, stick to it.

It is time to let go of some old ties, procedures or commitments and to embrace the new. The changes taking place now cannot be avoided and you sense they are for the best even if at times it doesn't always seem that way. Having to say goodbye to someone or something you have valued is never easy but you have a versatile nature and it won't take you long to come to terms with new situations.

There may be a need in the future to update your skills or knowledge or to make changes in your approach to your work. You might try to deny the need for change but you have no choice now but to start exploring the future potentials and opportunities of a new offer or opening. Feeling as if some circumstances have been forced upon you makes it harder to be accepting but the more you are willing to accommodate change the easier in the long run you will find it to be.

Some readjustments need to be made in your relationships if you are to go forward together. You might find it interesting and useful to share ideas with friends and loved ones. If you sense changes in the pattern of a relationship this is not necessarily a negative thing. Unexpected events could present a challenge to a friendship. Whatever has happened, you need to adjust to it and come to terms with your feelings.

Long working hours could be contributing to strained relationships at home. Either you are spending more time at work than you are with the family or your partner isn't around very much nowadays. Someone is starting to feel neglected and they aren't going to stand for this much longer. It seems they or you have rather too many reasons to feel able to overlook today's complaints and grievances.