You would rather leave important legal and financial matters until the New Year. Other people disagree. They just want to get these over with. Don't let anyone rush you. If you have no choice but to deal with these affairs, be sure to go through the small print with a fine-toothed comb.

You have a reputation for being efficient, reliable and good at your job. This has both advantages and disadvantages. For instance if your boss and senior colleagues start demanding too much from you, this will eventually exhaust you. One benefit you might soon see is an offer of a promotion where you will be the one delegating the work.

If you spend too much time thinking over an offer or opportunity you could miss out on the chance to take action. This mainly applies to job concerns but the same advice applies, if you are longing to get closer to someone you met at a recent festive gathering.

With so much to do, it's hard to decide which task should come first. You have a lot on your mind and this makes you forgetful. People are relying on you to fulfil promises but it would be more helpful if they were to remind you of these, especially if you made them a while ago.

The chance to earn some extra money will be tempting although this might mean postponing social or personal plans. This puts you in something of a dilemma as you don't want to miss out on having fun with friends. It will be how badly you need the extra cash that is the deciding factor.

You sense someone in the family is in a bad mood. They don't seem very happy about something but they won't admit to this. You might decide to keep out of their way for a while. There will be some tension during the morning hours but by midday this will have cleared leading to a less stressful afternoon.

It isn't easy making decisions that other people are against. At times like this, your innate need to keep the peace and please everyone can interfere with your own happiness. You've always been concerned about others but there are occasions when you need to consider your own needs. This is one of them.

It will make sense to swap skills or possessions with someone whose help you need to further your own aims. It would be possible to make headway without their support but it would take a lot longer. If you get on well together, forming a partnership could be the next step you both agree to.

A team effort everyone was enthusiastic about will hit a few snags. Without any organisation or careful planning this project could drown in a mix of jumbled opinions and conflicting advice. Draw on your leadership skills to get everyone to agree on a definite course of action.

You will always strive to be polite but if you feel someone is going to make a big mistake, you will feel you have to warn them. A colleague doesn't seem to have a clue what they are talking about or what they are doing. At least most of your friends are sensible and trustworthy and these are the ones you can rely on today.

Someone will agree to do you a favour and you will want to respond in kind. This won't be difficult as there is something this person needs that you can easily supply. This will be a fair trade and you won't come out on the wrong side of the bargain as a close relative or housemate might be suggesting.

Coming to terms with your partner's friendship with one of their colleagues or a neighbour isn't easy. This is a lesson in trust. You are starting to see how other people need your partner's support and how you could help them too. Suspicion and resentment have been stopping you from seeing new friendship opportunities.