Be sure you're doing the right thing if thinking about taking money out of a long-term savings scheme or established insurance policy. Someone might try to persuade you they'll give you a better financial deal. You may be better off sticking with what you already have. Think twice before making any big financial moves. A loved one will compliment you on your sensible handling of cash.

Best not to allow yourself to get too carried away with yesterday's success where finances were concerned. Although you acknowledge the need to economise, there's still a temptation to splash out on the more frivolous aspects of life. You might soon need to use some of your savings as collateral towards a new endeavour. You will realise how wise you were to resist squandering your cash before the week has ended.

As a Gemini, you have a special knack for communication and this continues to bloom. Today it will be conversations between you and your nearest and dearest that are likely to be of most importance. Make extra time available for a loved one who clearly wants your attention. If at home, this evening, avoid shop talk and encourage a light-hearted and sociable mood.

Before pulling out of social arrangements you might feel are too expensive, consider other options. There are some, in your social circle, who are a shade too ambitious about entertainment ideas but not everyone is tarred with the same brush. If you're selective about who you mix with, you could soon have some great plans to look forward to. Good news concerning an old friend will put a smile on your face.

You feel strangely indecisive and this is not like you at all. You might be dithering between devoting yourself to your work or spending more time with friends in social activities. If you take too long thinking about it, you will do no justice to either occupation, or you could end up doing nothing at all. Make your mind up one way or another and be sure to stick to your decision!

In working relationships and professional dealings, play a canny game and listen more than you speak. If you are forced to offer an opinion, be sure you aren't too emphatic or forceful in your views. Pay attention and you will notice that those around you aren't being very decisive. So why should you put your head on the line? You will gain most, today, through using your keen powers of observation.

A flexible outlook is something to aim for at this time, especially when it comes to shared finances. Even if certain routines and methods did work well in the past, that doesn't mean there's no room for improvement. Encourage a friend's attempts to stir up interest in new schemes. A new relationship poses a dilemma. If someone close introduces you to a newcomer you don't immediately take to, don't let your feelings show.

When it comes to keeping spending within sensible limits, you can rely on plenty of co-operation from those you live with. It may have taken a lot of time and effort to achieve this happy feat. Now that everything's going your way, refrain from reminding others how right you were to dig in your heels or those same now compliant people might start to have second thoughts just for the sake of it!

Positive feedback for a job well done will make you more vigorous and energetic. Life is on an upswing now and business matters will improve shortly if they haven't done so already. Don't dismiss the chance to take another step up the career ladder. You could be more qualified than you think for a new job opportunity. As well as this, a new work assignment could introduce you to some colourful characters.

You could be putting extra effort into your work but no-one seems to be aware of this. Those who count might not have time to stop and express their appreciation but that doesn't mean they haven't noticed. Before too long, they will prove they haven't been deliberately ignoring you. Look on it as a compliment you're being trusted to get on without help, advice or support.

Friends are ultra helpful, especially if you are struggling to put some domestic or family plans into action. You aren't being a nuisance by accepting such offers of assistance. People will love to help. Someone wants to repay a favour you willingly did for them in the past. Teamwork brings quick results. Co-operation in all areas of your life will keep things running smoothly.

You don't have to say yes to friends who want you to join them in expensive outings. Neither should you feel obliged to let someone borrow something precious to you. Should your instincts urge you to say no, follow them. A neighbourhood event should be fun this evening, so don't hide yourself away. If single, you seem to be making a good impression on a certain special someone!