The end of a long-term financial or legal contract is in sight. It will be a relief to have this completed and over with by the end of the year. An offer to take on some extra work over the festive season needs some careful thought. Someone at home might raise a few objections.

Progress seems to be the flavour of the day and this is all thanks to your sensible guidance. You've always been practical and your less organised colleagues will be happy to follow your lead. Pleasing news about a private project will give you something to celebrate with your family.

Taking responsibility for a friend or relative's belongings could put you in a quandary when an item gets broken, lost or stolen. To avoid such hassles, leave other people to sort out their own affairs. If they need someone to look after their possessions, suggest they put them into storage.

Finances are good with one exception. A friend will hint they are in desperate need of a loan. Unless you don't care about when it is paid back, turn a deaf ear to their thinly disguised pleas. Be ready to act swiftly if you are buying or selling property.

It would be easy to offer your opinion or advice when you notice someone is going about something the wrong way. All you want to do is help but they may not see it in this way. Since they won't thank you for your interference you may have to leave them to learn from their mistakes.

If your work or if new responsibilities require you to learn new skills, don't try to run before you can walk. Be sure in yourself that you fully understand each step before you proceed to the next. Above all, don't rush when making important decisions that may affect your job prospects.

You love buying gifts for your family and friends which makes Christmas one of your most favourite times of the year. Because you have planned well ahead and made the most of the chance to do some online shopping, this festive season won't be as much a drain on your resources as you were expecting.

Someone will try to persuade you to try something new and different. You may not be in the mood and you might regret it if you allow them to distract you from your original plans. Experimenting with new ideas will feel like a waste of time. You will prefer to concentrate on what you do best.

Your concentration seems to have flown out of the window. No matter how much effort you put into things, nothing is turning out right. You're reluctant to accept an offer of help because you feel you could and should be doing better. Why not give others a chance to show what they can do?

A chance to make some extra money out of a hobby could be more effort than it's worth. Someone will offer to pay you for your creativity. They appreciate your skills but not the cost of the materials involved. Looking for ways to save money might be a better idea.

The chance to work from home will be an overall positive experience. Even so, there will be days when you might feel a need to mix with other people. Done properly you should be able to arrange it so you can connect regularly with colleagues so this could be a situation that will work well for you.

Someone who cares for you has tried to be discreet but they are ready now to reveal information that could come as a shock. You are about to find out why they have been trying to discourage a certain friendship. Now you understand their concern you will be reviewing your links with a somewhat dubious character.