Commitments clash and it's a struggle to keep on top of everything. People are telling you that in the long term everything is going to be great. All you can do is trust that promises made will be delivered. Those in positions of power will reassure everyone that responsibilities will be reduced once new routines are established.

A youngster in the family is spending money as if it grew on trees. You can understand their desire to buy expensive gifts for their friends but you can't help but wonder if they can really afford it. A partner is making extravagant plans for Christmas. Can joint finances stretch to this? If you're concerned, you should put your foot down.

A hardworking but slightly dizzy colleague will try to persuade you to enter a contract with many loopholes. Be sure not to be taken in by such fancy schemes. You need to keep your wits about you. Your restless energy coupled with a need to get away from familiar places will make for an interesting time.

There's a lot going on; it's such a busy time of the year. Everything feels so intense. It is time to hand over a bit more control to your family and younger colleagues. Sometimes you have to take time out to just sit back, relax and think.

A family disagreement has been in the air since the start of the month. Set some time aside to get together with your family to calmly discuss what you might all do to make this matter go away. Encourage respect and cooperation. Put the past behind you. Discuss the future.

Others have it in mind to get a job no one is enjoying over with and out of the way in time for Christmas. You won't need to be asked twice to join them. You're happy with this idea and if the pace accelerates slightly, it means work is getting done.

A Christmas bonus, financial gift or rise in pay will mark a turning point in your finances. A sizeable amount of cash will be received and this should make a big difference to your family budget. Be sure to use it wisely. Someone at home is talking about going back into education.

People are keen to follow your lead and you will be happy to take on some difficult jobs. Just be certain that you aren't being encouraged to do this because someone can't be bothered to think for themselves. Some obligations could become a burden if they aren't shared.

One reason there is tension in a close relationship is because you or your partner is imagining problems that aren't there. Be honest with each other and this will help. A festive get together or business meeting will be profitable from a financial point of view.

You don't really want to listen to a gossip but something is being said about someone you happen to like. You know this isn't true and you could put this right. People will listen to you and because you have always been honest with them, they respect what you say.

It's a great time of the year for getting in touch with old friends and renewing old business and social contacts. You don't have to do anything immediately but it might feel good to send a few cards, letters or emails suggesting you meet up over the festive season.

You might make a determined effort to sort out any problems and misunderstandings that recently occurred. You don't want these to spoil your Christmas plans. If there is tension in a close and special relationship you both need to talk. You long for harmony and others feel the same way too.