If you have cash to spare, keep it in a savings account. Think twice if you are tempted into a little speculation. Remember too that it isn't wise to gamble with money that should be put aside to pay important bills.

Conflict between personal wishes and what others expect from you is not making life easy. Some serious discussions recently will have left you with a number of options to consider and before going any further you will want to sort it all out in your mind.

Arrangements made within the family will leave you feeling uncertain. You aren't sure you have made the right choice for everyone concerned and you know this won't be the end of this story. You're trying to be patient but no matter how hard you try, you can't seem to reach an agreement on an important issue with a partner.

You could do with more time to call your own to keep things in perspective. Although you will get on with any job required of you without complaining, you're aware of an increasing need for some privacy. Getting some time to yourself will be important for your emotional and spiritual health.

Accept help from your family and friends to get a home improvement project off the ground. The launch will be the hardest part. Once you get going and everything is underway, progress will be faster and more impressive than you had imagined.

Spurts of hectic activity alternate with times when little is going on or everything starts going wrong. A neurodivergent friend or colleague will need some extra support. You're struggling yourself to get into a settled routine. Resolve problems as and when they occur.

A bonus, inheritance or dividend will soon be received. You will want to put some careful thought into the investments you are thinking of making. A partner or relative will try to push you into an extravagant purchase. As much as you would love to indulge them, it is time to start saving some cash.

You had hoped to begin the year with a clean slate. This hasn't been possible and in fact neglected chores form over the past few weeks or so have been steadily building. Your intention now is to get these out of the way. You have an awful lot of work to do.

Recent events have brought back some happy memories with someone who is far away. Your attempts to contact them over Christmas have not been successful. You won't want to let the day end without trying again to get in touch with them again and this time you may get an answer.

People will be distracted by the unanticipated events now going on around you. This will knock you slightly off course which is annoying as you prefer to stick with plans already made. This is why you won't lose sight of your original aims and you will be returning to them as soon as possible.

A relationship will take a turn for the worse. You could be surprised by a loved one's words and behaviour and you want to know why they have changed. Tune into your intuition. You will soon sense what is wrong and once you do, you will be able to make an effort to put things right.

A group, charity or community project is almost complete. You will be caught up in a wave of enthusiasm as you bring this to a close. A joint success will be celebrated. Use this opportunity to show your gratitude for all the support you have been giving each other.