Preoccupation with past problems is a valuable waste of time. You have an opportunity to move forward, but only if you take a chance. Being successful in further education will be a struggle. It will cost lots of money and eat into your personal life. These sacrifices will be only temporary. By the time you earn your degree, you'll be able to take your pick of several job offers. You might even be able to work overseas or move to a glamorous city.

You could be the victim of betrayal. It's painful to realise an alleged friend has been plotting against you. Take comfort in the knowledge there is no way you could have predicted this outcome. The person who has taken advantage of you is a master manipulator. Take this opportunity to turn inward and assess the damage. It will take time to recoup these emotional and financial losses. Be patient and hope for the best. Reach out to an upbeat relative who always makes you laugh.

Be scrupulously honest at work. Trying to cover up a mistake will result in a dismissal. Everybody makes mistakes. Having the courage to admit them will preserve your reputation. If you do happen to lose your job, treat it as a blessing in disguise. This may be a rare opportunity to repair damage to your personal life. Spending more time with your romantic partner will help straighten out your priorities. Are you single? Work to be your own best friend. Treat yourself gently and well.

Don't put your faith in a flashy cultural or religious leader. You'll discover their motives are purely selfish. If you're looking for answers, seek them yourself. Reading books about spiritual disciplines that have always fascinated you will be enlightening. Do you need a job? It will be difficult to land one in your desired industry. Be prepared to take a position that is boring but steady. Having regular pay will allow you to keep your head above water while looking for more stimulating work.

There is lots of confusion over joint finances. It would be wise to hire a lawyer to look into this mess. You need someone who will protect your interests. Are you thinking of taking a casual relationship to the next level? Beware of buying property together. It's better to keep strict accounts of who owns what. Hold on to your receipts. Don't share your passwords and keep financial statements under lock and key. The last thing you need is to make yourself vulnerable to theft.

You're not sure about what you want from a partnership. All you know is you are dissatisfied. The contentment you seek may not have anything to do with romance. When is the last time you obeyed your creative impulses? Have you been spending enough time on the activities you love? Do you have friendships outside your primary relationship? Give yourself a chance to blossom and grow without the help of your partner. If you're single, stop looking for romance and make your own fun.

If work hasn't provided you with much satisfaction lately. This isn't the best time to change jobs. Tell friends, neighbours and relatives you are looking for a new position. In the current environment, whom you know is more important than what you know. Be as specific as possible about the kind of career you want. The more specific your vision, the easier it will be to find work that appeals to your intellectual and artistic ability. Be patient and keep your feelers out.

Children are disobedient. No matter how much you make threats and issue punishments, they will fail to follow orders. Instead of beating your head against a brick wall, turn your attention to a rewarding activity. Planning a trip will give you something to look forward to. Once your young friends realise you have bigger fish to fry, they'll fall back in line. A romance that once looked promising is starting to wilt. Don't worry. You aren't missing anything special.

Don't expect family to be supportive of a daring plan. They want things to remain the same. You want to embark on a grand adventure. Instead of trying to convert them to your side, move forward with confidence. Your relatives will eventually jump on board. In the meantime, it's important to think about the welfare of your nearest and dearest. If you're thinking of relocating, look for activities your relatives will enjoy in your new community. Think about how you would feel if this choice were foisted onto you.

It will be difficult to navigate a government agency, hospital or university. Big bureaucracies often have rules unto themselves. Give yourself a chance to learn the ropes. You'll make a few embarrassing mistakes along the way, but that's inevitable. It may develop that it's better to move on to greener pastures. If that's the case, cut your losses and remain hopeful. You're too smart to stay caught up in a toxic situation. Sometimes it's better to take a risk than stay mired in misery.

Keep an eye on your bank and credit card accounts. If you spot any unusual activity, report it immediately. Nipping this problem in the bud will save you a lot of frustration. If someone you trust has stolen your identity, take steps to protect yourself from further intrusions. Inform the credit agencies of this breach. Along these lines, avoid lending or borrowing money. Nothing ruins a friendship faster than financial disagreements. While you're at it, don't bring any valuables to a party.

Be realistic about your career objectives. If you're in a competitive industry, you have to face the possibility that success will be elusive. In situations like these, the journey is as important as the destination. You're not the type of person who can be happy playing it safe. It's much better for you to take a risk and pursue the work you really want, rather than settling for a predictable job. When you experience setbacks, remain philosophical. Avoid bitterness like the plague.